Your credit score has a lot to do with the kind of loan you qualify for. Lenders base a lot of the loan decision on what your credit score is. They also weigh the risks of lending you money for a car loan based on your credit score. We recommend checking your credit bureau periodically to find out if there are errors that need correction. Sometimes if you pay some small collections on your credit report, your score can be boosted above the coveted 700 score range. That will allow you to qualify for lower cost lower interest loans.
The good thing for a person with bad credit score in the Tucson and Sierra Vista area is that vehicles are still available from our dealership, Cornerstone Auto Sales LLC. We specialize in lending car loans to people with damaged credit. We have several banks that we work with to secure a loan for almost any credit situation.
The best thing to do is come into the dealership with a paycheck stub, insurance, and the downpayment you have budgeted. We will work the rest to fit your budget and find a vehicle that is right for you and your family.
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